Do you have medical bills to pay and you're insured by Discovery Health? Getting pre-authorization from Discovery is essential, but it can often be a daunting task. In this blog, we will provide you with a comprehensive guide on how to get pre-authorization from Discovery for your medical expenses.
Before we proceed to the steps on how to get pre-authorization, let's first understand why this process is necessary. Medical procedures can be costly and, in some cases, not covered by your medical insurance. When you get pre-authorization from Discovery, you ensure that your insurance will cover the cost of the medical procedure or treatment beforehand. This can save you from unexpected expenses and prevent you from falling into a financial crisis.
Step 1: Consult With Your Doctor
The first step is to find out whether the medical procedure or treatment you need requires pre-authorization. Consult with your doctor and obtain an estimate of the costs involved. Your doctor will also be required to provide you with all the necessary documentation needed for your pre-authorization application.
You can obtain the pre-authorization form from Discovery Health's website or by calling their customer service center. Print out the form and fill in all the required information. Make sure that all the information provided is accurate and complete to avoid any delays in the pre-authorization process.
Once you have filled out the pre-authorization form, you can submit it to Discovery Health and wait for their response. To ensure that your application is processed promptly, submit the pre-authorization form well in advance of your planned medical procedure date. This will give Discovery Health enough time to review your application and contact you if they require additional information.
Note: Make sure to keep a copy of the pre-authorization form for your records.
Step 4: Wait for Response from Discovery Health
The pre-authorization process takes approximately 3 to 5 days, but this can vary depending on the complexity of the medical procedure or treatment required. Discovery Health will notify you of their decision in writing, either by email or post. If your pre-authorization application is denied, do not panic. You have the right to appeal their decision within a certain timeframe (usually 90 days).
Tip: Make sure to read the terms and conditions of your medical insurance policy to fully understand the pre-authorization process.
Conclusion
Obtaining pre-authorization from Discovery Health is essential to ensure that your medical expenses are covered by your insurance. It may seem like a complicated process, but by following the steps outlined above, you can save yourself from unexpected expenses and financial stress. Remember to consult with your doctor, obtain the pre-authorization form, submit it to Discovery, and wait for their response. We hope this guide has been helpful to you.