If you are a Capitec Bank account holder, keeping tabs on your account balance is essential. There are different ways to check your balance, but in this article, we will take a closer look at how to check balance on Capitec via phone.
What is Capitec?
Capitec Bank is a South African bank that offers a range of banking services such as personal loans, savings accounts, debit cards, and transactional accounts. The bank is well known for its mobile banking service that allows customers to manage their accounts on their mobile phones.
Why should I check my balance on Capitec via phone?
Checking your Capitec account balance is essential because it helps you keep tabs on your spending and avoid overdraft fees. One of the main advantages of using the Capitec mobile banking service is convenience. You can check your balance anytime, anywhere, as long as you have access to a mobile phone with an internet connection.
How to check balance on Capitec via phone
You can check your Capitec account balance in different ways, including through the mobile banking app, online banking portal, or by dialing the USSD code *120*3279# on your mobile phone. Here is a step-by-step guide on how to check your balance on Capitec via phone using the USSD code.
Step 1:
Open the phone app on your mobile device and dial the USSD code *120*3279#.
Step 2:
Select the option that says “Reply with 2” to log in to your account. You will be prompted to enter your secret Remote PIN to complete the login process.
Step 3:
Once you have successfully logged in, you will see a list of menu options. Select the option that says “Reply with 1” to check your account balance.
Step 4:
Your Capitec account balance will appear on the screen, along with your available balance, ledger balance, and last transaction amount.
Conclusion
Checking your account balance on Capitec via phone is a convenient and hassle-free way to keep tabs on your finances. By following the above steps, you can easily check your balance on-the-go without having to visit a bank branch or an ATM. However, remember to protect your secret Remote PIN and not share it with anyone to avoid unauthorized access to your account.
