Welcome to this informative post on how to transfer money on Capitec without using the Capitec banking app. While it is true that the bank's mobile banking app offers a straightforward way of transferring money, not everyone has a smartphone, or one might encounter problems with the app. Therefore, this post provides you with step-by-step guidance on how to transfer money on Capitec without the app.
Option 1: Using Capitec's USSD Code
If you have a cellphone with a network connection, you can use Capitec's Unstructured Supplementary Service Data (USSD) code. The USSD code allows you to check your account balance, buy airtime, and transfer money without an internet connection. Follow the steps below to transfer money using USSD:
Step 1: Dial the USSD Code
To access the USSD menu, open your phone dialer app, and dial *120*3279#.
Step 2: Select "Transfer"
Once the USSD menu appears, select "Transfers" by typing "2" and hit the "send" button.
Step 3: Select Account, Recipient and Amount
Select the account you want to transfer money from by typing the account number (e.g., 12345678) and press "send." Follow the prompts to enter the recipient's account number, the amount to transfer, and any reference for the transaction.
Step 4: Confirm the Transfer
Once you finish entering the transaction details, the USSD menu will display the transfer's details. Verify that the information is correct and press "send" to transfer the money.
Option 2: Using Capitec's Internet Banking
If you have access to the internet, you can use Capitec's internet banking portal to transfer money. Follow the steps below to transfer money using internet banking:
Step 1: Visit Capitec's Website
Open your web browser and navigate to www.capitecbank.co.za.
Step 2: Log In to Internet Banking
Click on "Internet banking login" at the top right corner of the page. Enter your secret Remote Pin, username and password. Click "Log in."
Step 3: Select "Transfers"
Once you log in, click on the "Transfers" option, which is listed under the "Payments" column.
Step 4: Select Account and Recipient
Select the account you want to transfer money from by typing the account number (e.g., 12345678). Follow the prompts to enter the recipient's account number, the amount to transfer, and any reference for the transaction.
Step 5: Confirm the Transfer
Once you finish entering the transaction details, the website will display the transfer's details. Verify that the information is correct and click "Confirm" to complete the transaction.
While these two methods are the most popular options to transfer money on Capitec without using the app, if you prefer working offline or with paper documents, you can contact Capitec's call center, visit a branch, or use an ATM for assistance.
