Capitec Bank is a popular bank in South Africa, with a lot of people using it for their day-to-day banking needs. One of the most common things that people want to do when they have an account with the bank is to check their balance. Checking your balance is easy, and there are several ways to do it.
Using the Capitec App
The easiest way to check your balance on Capitec is by downloading the Capitec App on your smartphone. Once you have downloaded and installed the app, you need to log in using your username and password. After logging in successfully, you can see your 'accounts' menu. This is where you can view your balance, as well as your transaction history for that account.
If you have more than one account with Capitec, you can select the account whose balance you want to view from the dropdown list. You will instantly see your available balance and the balance of any savings or investment accounts you may have.
Steps to view your balance on Capitec App:
- Download and install the Capitec App on your smartphone from the App Store or Google Play Store.
- Enter your username and password and log in.
- Select the 'Accounts' menu.
- Select the account whose balance you want to view from the dropdown list.
- View your available balance and transaction history for that account.
Checking Your Balance Via SMS
If you don't have a smartphone or the Capitec App, you can still check your balance by sending an SMS to the bank. You need to use the same mobile phone number that Capitec has on record for your account. All you need to do is send an SMS with the word 'BALANCE' along with your ID number and account number to 32224.
You will receive an SMS shortly after that with your available balance, as well as any savings or investment account balances.
Steps to check your balance via SMS:
- Open your SMS app on your phone.
- Type 'BALANCE', followed by your ID number and account number.
- Send the SMS to 32224.
- You will receive an SMS with your available balance and transaction history shortly.
Using the Capitec Website
You can also check your balance on Capitec's website. To do this, you need to make sure that you have registered for online banking with Capitec. Once you have registered, you can log in and view your account balances, transaction history, and other account-related information.
Steps to check your balance on Capitec's website:
- Visit the Capitec website https://www.capitecbank.co.za
- Click on 'Internet banking' on the top right corner.
- Enter your username and password and click 'Log in'.
- Select the account whose balance you want to view from the accounts menu.
- View your balance and transaction history for that account.
Checking your balance with Capitec is easy and convenient. With the options available, you can choose the method that suits your needs the most. Whether you prefer the Capitec App, SMS, or the website, you'll get your balance information in no time.